Critical Illness Insurance Cost Calculator Created

To help consumers understand the affordability of cancer insurance and critical illness insurance, an online calculator has been introduced by the American Association for Critical Illness Insurance.

"Cost is always a critical factor when consumers are considering a purchase and that's especially true with insurance products today," states Jesse Slome, director of the critical illness insurance organization.   "The Association's new cost calculator will appear at the very top of almost every page on our new website and provide instant costs for $10,000 of cancer insurance."

The critical illness insurance cost calculator merely requires the consumer enter their sex, age and whether they are a smoker or non-smoker.  "There is no personal information needed to immediately see the cost," Slome explains.  "The cost appears immediately and we don't ask or want to gather any personal information.  We merely are striving to show consumers how affordable this important coverage can be."

Slome noted that the decision to show the cost for $10,000 of cancer insurance was made to be most beneficial to the largest number of young adults.  "For millions of Americans between the ages of 35 and 55, cancer is the critical illness they are most likely to have prior to reaching age 65 to 70," Slome shares.   "The average critical illness insurance policy purchased today is around $15,000 in benefits, so the modest policy seemed to make the most sense.  Obviously, if someone wants more coverage, they can easily estimate what their potential cost might be."

The critical illness insurance cost calculator is designed to demonstrate the affordability of cancer insurance and encourage consumers to seek actual pricing for coverage options.   "When consumers hear they can purchase cancer insurance protection for the cost of one or two cups of coffee a month, they'll be interested enough to take the next steps to learn more,:" Slome predicts.

The calculator revealed that a male, age 45 who does not use tobacco could pay as little as $48 a year for $10,000 of cancer insurance.  A female, age 45 who uses tobacco would pay $108 yearly for the same level of insurance.  "I chose to show smoker and non-smoker rates because it shows the numbers most fairly," Slome adds.  "When rates are the same for both, the non-smokers are more or less subsidizing some of the added risk of insuring smokers."

To learn more and access the critical illness insurance cost calculator, visit the Association's website at www.criticalillnessinsuranceinfo.org.

Jesse Slome is founder and director of the American Association for Critical Illness Insurance, headquartered in Westlake Village, California.  Slome also heads up the American Association for Long-Term Care Insurance as well as the American Association for Medicare Supplement Insurance.

Critical Illness Insurance Association Relaunches Website

The American Association for Critical Illness Insurance has relaunched the organization's website designed to create heightened awareness of and interest in cancer insurance as well as critical illness insurance.

"We intend for the new website to be the nation's primary and trusted resource for information," shares Jesse Slome, director of the organization first founded the critical illness insurance organization in 2009.   "Millions of Americans between the ages of 35 and 55 could greatly benefit by understanding how these two highly affordable forms of protection can provide enormous benefit in the event of a cancer diagnosis, a heart attack or stroke."

The new Association website will contain both relevant information on critical illness insurance protection as well as the three primary health conditions, cancer, heart attacks and strokes.

"Every single day, thousands of Americans hear the dreaded words, you have cancer," Slome explained.  "Every 40 seconds someone in the United States has a heart attack and another person has a stroke.  Most of these individuals today will survive but they and their family will face enormous financial consequences and many will go bankrupt, even when they have health insurance coverage."

Slome, who founded the Association at the request of several leading industry executives, noted the website relaunch was part of a planned ongoing awareness campaign.  "Our mission is twofold, first to educate consumers about this important topic," Slome noted.  "And, second, to support insurance professionals who market critical illness solutions."

The new website will have special sections focused on critical illness insurance planning, facts related to cancer, heart attacks and stroke as well as the beginnings of a center where insurance agents will be able to access information and tools.  "At the present time, there is no membership program for agents," Slome shared.  "We will see what level of interest develops over the next few months."

Most critical illness insurance policies are sold via the worksite with several major insurers comprising the largest industry players.  "We see two major trends, a number of new insurance companies that are launching new critical illness insurance products," Slome added.  "The second is an increase in the number of insurers as well as distributors who are promoting and encouraging the sale of critical illness insurance policies."

To learn more, visit the Association's website at https://www.criticalillnessinsuranceinfo.org.

Jesse Slome is founder and director of the American Association for Critical Illness Insurance, headquartered in Westlake Village, California.  Slome also heads up the American Association for Long-Term Care Insurance as well as the American Association for Medicare Supplement Insurance.

15 Minutes Of Exercise Reduces Cancer Risk By 10 Percent

New research finds that just 15 minutes of daily physical activity can reduce the risk of cancer.

The current generally accepted exercise recommendations call for adults to do a total of 2.5 hours of physical activity weekly. That equates to about 150 minutes per-week.

This week, researchers released the results of a study that reports that doing only a quarter-hour of daily exercise or about 105 minutes a week still provides benefits.

Adults who exercised for an average of 92 minutes per week were 10 percent less likely to die of cancer, and had a three-year longer life expectancy, on average. Every additional 15 minutes of daily exercise beyond the minimum 15 minutes further reduced the risk of all-cause death by 4 percent and the risk of cancer death by 1 percent.

"Over 1.5 million Americans will be diagnosed with cancer this year so anything that reduces the risk is most welcome news," explains Jesse Slome, executive director of the American Association for Critical Illness Insurance http://www.criticalillnessinsuranceinfo.org.

The study included more than 390,000 residents of Taiwan. Researchers followed these individuals for an average of eight years and, based on self-reported amounts of weekly exercise, placed them into five categories.

Individuals interested in receiving a cost quote for critical illness insurance from a designated American Association for Critical Illness Insurance professional can complete the organization's free quote request form accessible at http://www.criticalillnessinsuranceinfo.org/free-quote/ or by calling the Association's offices.